Released on June 17, 2003

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[Intro: Monica, Missy Elliott & Background vocalist]

Yeah; and oh, oh, set it off

Come on, now

Sí, quiero empezarlo

This that hot shit, y'all; uh, set it off

That new Monica shit, oh

Come on

You remember when I was just a young one (come on)

And I was too afraid to quickly let you show me thangs?


[Interlude: Missy Elliott]

Hold-up, hold-up

Big show DJ's, this joint so crazy

Put the needle back on the record

Let's do a double-take


[Verse I: DirtBag]

Now, listen, baby: I'm a dirtbag

I don't know the different faces, I can't take it

But I got a Jeep; so you lead, and I'll follow

Lunch, up in a diner; if ya act right, we dine in the Bahamas

Now, whoa, lil' mama, I'm a gangsta

Anywhere ya wanna go, I'ma take ya

Oh, my God, you caught my eyes like, from twenty yards

You so damn fine

Listen, I don't eat peaches

But the way you look, tonight, I just might take a bite

Come closer; feel that

It's a woman and a man and a latex

Out the shower, hotel; flowers on the bed

Choice of wine: white or red?

What more can I say?

Monica, DirtBag, ATL, MIA


[Verse II: Monica & (Missy Elliott)]

You remember when I was just a young one

And I was too afraid to quickly let you show me thangs?

Not sure if I was ready for some good love

And I'm 'bout to set it off (oh, set it off)

Can you please be gentle? 'Cause I am the fragile kind

And, even though I'm ready, move on my time (my time)

Now, buckle up yo' seat, while I set it off

(Uh-huh, set it off, set it off; s-s-set it off)


[Chorus: Monica]

Baby, let me set it off (let me)

Do you mind it I get it off?

Set it off, set it off (yeah, -it off)

All it takes is one phone call

If you wanna get it on

Set it off (come on, now), set it off (yeah)


[Post-Chorus: Background vocalist]

Mami, déjame empezarlo

¿Te molesta si empiezo?

Solo te pido una llamada

Sí, quiero empezarlo


[Verse 2: Monica]

I know you're anxious

But please, let's make a compromise

I'm so energized; all in my neck, my back, my thighs

Make sure the lock is safe before I set it off

(Uh-huh, set it off, set it off; s-s-set it off)

Oh, set it—


[Chorus: Monica]

Baby, let me set it off

Do you mind it I get it off?

Set it off, set it off

All it takes is one phone call if you wanna get it on

Set it off, set it off

Oh, set it—

[Bridge: Monica with Missy Elliott]

Now, I'ma get it, you can tell 'em Mo said it

And you betta' not forget it; now, don't sweat it

And we can really go at it, if you let it, let's protect it

Now I bet it be good

Is you ready?

But the jump-off heavy; my style varies

The club, down I shut it, how I do it

I set it in me


[Chorus: Monica]

Baby, let me set it off

Do you mind it I get it off?

Set it off, set it off (whoa)

All it takes is one phone call (all it takes is one—) if you wanna get it on

(Come on, now) set it off, set it off

[Outro: Missy Elliott & Monica]

Yeah, breakdown

Uh, here we go

I'll set it off

I'll set it off

I will set it off (Yeah, yeah, yeah)

I'll set it—

I'll set it—