[Verse: SOLARIA]

Most of my cheque every month goes to my debt

Of impulses, emergencies

And things I don't know yet

The amount I owe doesn't go down at all

All I can do is watch my savings fall

Time after time, I wonder how I can save myself

I've made so many mistakes, can it even be helped?

If I drop dead, I'll ruin my family's financial health

So, I gotta stay alive, even if suicide's

Inevitable for the self

[Chorus: SOLARIA]

And to my credit

I screwed up worse than anybody else could have

And to my credit

I ran so far ahead that there's no turning back

Now all I can do is flip a card

Take the symbolism it shows to heart and pray

And to my credit

I've come back from worse and maybe it'll be fine

And to my credit

I know what I've done wrong after taking my cards online

Now I know no one can know what's wrong

If I just go and shove them all away

[Verse: socks.]

Why do I lower my pace

To placate bottom lines

Lose hope and lose all my space

To keep my pride alive

I think I've got blood on my face

From all the falls I've taken

Wipe it, and leave with no trace

And see the sun awaken

If I need money to keep myself safe

Then why do I wanna waste it?

If healing magic's supposed to be sweet

Then how come I never taste it?

I just can't ever agree with myself

Or check on my student loans

I might ignore all the offers for help

And just spend the night alone

[Verse: SOLARIA]

Bankruptcy, insolvency, how's your credit check?

Packages, delivery, man I'm such a wreck

If your mental health is through the ringer

Just add to cart

Gender affirming clothing

To heal my soul and heart

I got ten dollars to my name, all my savings were in vain

Have to shoot down hangouts 'cause my bank is in pain

Another sudden bill to the door in my name

Pretend I don't notice to keep myself sane (and to my credit)

[Chorus: SOLARIA]

I've come back from worse and maybe it'll be fine

And to my credit

I know what I've done wrong after taking my cards online

Now I know no one can know what's wrong

If I just go and shove them all away