Well I was shopping for a new car, which one's me?

A cool convertible, or an SUV?

Too bad I didn't know my credit was whack

'Cause now I'm driving off the lot in a used sub-compact

F-R-E-E, that spells free, Creditreport.com baby

Saw their ads on my TV, thought about going but was too lazy

Now instead of looking fly and rolling phat

My legs are sticking to the vinyl and my posse's getting laughed at

F-R-E-E that spells free, Creditreport.com baby