[Intro: Lady]

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[Verse 1: Pete Shelley]

Paradise is a platinum card

Behind the wheel of your car, with your new pair of trainers

Designer clothes, go on, I'll have seven of those

And go to ski where it snows, its bounty sustains us

[Chorus 1: Shelley]

Credit, in love with the never-never

Wish I could get something I really need

[Verse 2: Shelley]

Videophones, with all the latest ringtones

You buy-to-let your new home, don't care what you're spending

Then just like that, reminders under the mat

Of your flat full of tat, the pile of debts never-ending

[Chorus 2: Shelley]

Credit, in love with the never-never

Wish I could get something I really need

Credit, saddled with debt forever

Wish I could get something I really need

[Interlude]

[Chorus 3: Shelley]

Credit, in love with the never-never

How I wish I had something I really need

[Outro: Lady]

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